With scores of people going in and out of the USA every year, it is not a surprise that the term ‘Travel Insurance USA’ is an area of interest for so many. Traveling, be it for whatever purpose, has its advantages but at the same time exposes one to certain risks. Accidents and incidents arrive unannounced and hence, the best that one can do is be well prepared for them. One of the best ways of doing this is by getting insured.
Types of Travel Insurances
Travel Insurance to USA can be classified under a couple of broad categories.
* Single-trip visitor insurance is for a one time visit. This gives you and your family a basic coverage including medical coverage.
* Multi-trip insurance is a US visitor insurance that holds good for frequent fliers. Many insurance companies specify the number of visits as well. It also carries with it huge discounts.
* For people planning a long stay, for example when visiting relatives, the long stay insurance covers work perfect. These give coverage for 3 to 18 months time.
* A medical insurance is a health insurance for visitors to USA and gives coverage against all the health related issues. However, it is necessary to give an accurate account of ones medical conditions before purchasing it.
Medical Insurance Classifications
American travel insurance is a must for every person visiting the US. Medical insurance is one important aspect of it. This one category has a diverse range of policies which can be availed by consumers as per their needs and their coverage area.
* Visitor Medical Insurance: is an insurance coverage available for people visiting the USA. Illness or injuries can strike anytime which brings up the need for medical insurance. This can be purchased by visitors during any time of the trip.
* Global Health Insurance: plans are available to expatriates and frequent international travelers. These plans give comprehensive coverage in all countries against any medical condition.
* International Students Health Insurance Plans: are for not only for the students but also their spouses and children.
* Nanny Health Insurance: plans give coverage to nannies and au pairs who are non US citizens.
* Immigrant Insurance: is also a section that cannot be ignored. Every individual that migrates to the US has to go without a medical insurance cover and hence ample provisions have been made in this area as well.
When searching for ‘visitor insurance USA’ we come across the term visitor travel insurance. When looked in to it in detail we realize that both are quite the same and present the same aspects. Both deal with the fact that every visitor visiting the US needs to have an insurance cover. There are a number of organizations offering policies in this respect. The quotes and coverage offered by each one differs but the purpose is the same.
There are organizations like Atlas America Insurance, Patriot America Insurance, and so on that offer visitor USA insurance. As a consumer, you can go through the aspects of each insurance provider and choose the one that suits you best. There are websites like American Visitor Insurance that offer a complete comparison of some of the major players in the market thereby helping you make a wise choice.